Legal
Terms & Conditions
Last updated October 17, 2026
These terms apply to this website and to the text messaging program described below. By using this website, you agree to them. Please also read our Privacy Policy.
Who we are
The Annuity Couple (theannuitycouple.com) is operated by Angie & James Garner, INC. Contact us at (360) 907-7297 or angie@garnerwealthgroup.com. In these terms, "we", "us" and "our" mean Angie & James Garner, INC.
Insurance products are offered by Angie Garner of The Annuity Couple, a licensed insurance agent specializing in annuities. Visitors answer a few short questions to request the Free Retirement Income Review, a consultation with Angie Garner.
Age restriction
You must be at least 18 years old to use this website, submit the questionnaire or opt in to text messages.
Information on this website
The content on this website is for educational purposes only. It is not investment, tax or legal advice, and it is not an offer to sell any product. Insurance products are offered only in states where the agent named on this website is licensed. Sending a request does not create a client relationship and does not commit you to buying anything.
Text messaging program
If you choose to opt in, Angie & James Garner, INC will send you informational text messages about your consultation request, including confirmation of your request, appointment scheduling links, appointment reminders and follow-up about your consultation. You opt in by checking the optional SMS consent box on our questionnaire form or on our consultation request page. Consent to receive text messages is optional. It is not required to submit the questionnaire and is not a condition of any purchase.
Opting out and getting help
You can cancel the SMS service at any time. Just reply "STOP" to any message from us. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again. If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or you can get help directly at angie@garnerwealthgroup.com.
Message frequency and rates
As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies based on your request. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
Carrier liability
Carriers are not liable for delayed or undelivered messages.
Privacy
If you have any questions regarding privacy, please read our privacy policy: Privacy Policy.
Changes to these terms
We may update these terms as our services or legal obligations change. We will post the revised terms on this page and update the date above.
Contact us
The Annuity Couple is operated by Angie & James Garner, INC. Contact us at (360) 907-7297 or angie@garnerwealthgroup.com. For questions about these terms, email angie@garnerwealthgroup.com.